Flexible Benefits Plans, Inc. is dedicated to helping our clients and brokers navigate and manage their employee benefit portfolios. With over 20 year's experience, we focus on reducing costs to maximize the values of your health, life, disability, and ancillary programs. We use a consultative approach along with account management and web-based technology to provide innovative benefit solutions. We are driven by our excellent relationships in this industry and concentrate on differentiating ourselves and our brokers from the competition through the use of our proactive service approach and experienced sales staff. Our first priority is to our customers and brokers and we look forward to building long lasting business partnerships together.

FBP is a licensed Third Party Administrator and full service General Agent brokerage firm (Independence Blue Cross Level II) capable of meeting all of your needs. We are able to quote on all groups from licensed professionals to large employers within your brokered book of business.

We provide the following services:

  • Interactive website and HR system
  • Strategic Planning
  • Benefit Plan Implementation and Administration
  • Renewal Management
  • Consumerism and Trend Education
  • Industry Communication

Current News

July 16, 2010
IBC eBulletin - Health Care Reform Update on Grandfathering -

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June 24, 2010
IBC eBulletin - Individual Update: Commission schedules and online quoting now available -
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June 1, 2010
IBC eBulletin - Prescription drug coverage updates - We are making changes to the Select Drug Program® formulary and updates to the way we manage Suboxone® and Subutex® (buprenorphine), which are narcotic medications used to treat drug dependencies and addictions. Changes to the formulary
Effective July 1, 2010, we are making the following changes to our Select Drug Program formulary:
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May 28, 2010
IBC eBulletin - IBC announces new Personal Choice® plans for individuals - We are pleased to announce that we have expanded our individual medically underwritten* product portfolio effective July 1 to include Personal Choice PPO plans. Along with the introduction of these new plans, we are enhancing all medically underwritten plans by giving applicants the ability to have preexisting condition exclusion waiting periods waived or reduced. We also want to remind you about the upcoming rate increase for our Individual HMO plans and provide some additional information. Personal Choice PPO plans
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May 25, 2010
Aetna - More options for paying premiums and new hire applications reminder - Aetna's Going Greener
Starting this month, your Small Group customers can now pay their monthly premiums online or by calling an automated phone number, 24/7, with no extra charge. This eliminates the need for checks, envelopes and postage while also supplying peace of mind that payments have been received. For more information about Aetna Going Greener and New Hire Applications, click on the link below.
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FBP Is Proud To Work With The Following Carriers:

Independence Blue Cross AmeriHealth Horizon Aetna
Assurant Health United Concordia HealthAmerica HealthAssurance Dominion Dental