Flexible Benefits Plans, Inc. is dedicated to helping our clients and brokers navigate and manage their employee benefit portfolios. With over 20 year's experience, we focus on reducing costs to maximize the values of your health, life, disability, and ancillary programs. We use a consultative approach along with account management and web-based technology to provide innovative benefit solutions. We are driven by our excellent relationships in this industry and concentrate on differentiating ourselves and our brokers from the competition through the use of our proactive service approach and experienced sales staff. Our first priority is to our customers and brokers and we look forward to building long lasting business partnerships together.

FBP is a full service wholesale General Agent with Independence Blue Cross’ highest achievement level (Level III). Our focus is to provide our brokers and their clients with a wide variety of tools, resources and services to help everyone perform more efficiently with a range of services and clients from licensed professionals to large employers.


We provide the following services:

  • Interactive website and HR system
  • Strategic Planning
  • Benefit Plan Implementation and Administration
  • Renewal Management
  • Consumerism and Trend Education
  • Industry Communication

Current News

January 26, 2012
Aetna - new email for enrollment transactions - Important Enrollment Update
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January 26, 2012
IBC eBulletin - Davis Vision Contract Dispute Update - We are writing to tell you that the local union of Davis Vision, our
contracted vision vendor located in Newtown Square, Pa., voted to strike on
Sunday, January 22, 2012. We want to assure you that members should experience
very little to no impact. A few important facts:

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January 13, 2012
IBC eBulletin - Minimum Medical Loss Ratio Provision - As a part of Independence Blue Cross's (IBC) implementation of the Minimum
Medical Loss Ratio (MLR) provision of the Affordable Care Act, commonly called
health care reform, we must identify each of our group customers as a small or
large group, as defined by the federal government, and verify the Employee
Retirement Income Security Act (ERISA) status of the group.

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January 1, 2012
IBC eBulletin - High-Deductible Health Plan Update: Certification Requirements - Earlier this year, we issued a reminder about Independence Blue Cross’s (IBC)
policy on employer-funding of high-deductible health plans (HDHP). The IBC
policy states that customers may not purchase an HDHP and contribute more than
50 percent of the member cost-sharing with additional funding or coverage
sources. This policy applies to Health Savings Accounts (HSA) and Health
Reimbursement Accounts (HRA).

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December 22, 2011
IBC eBulletin - Security 65®, MedigapSecurity and 65 Special - We are writing to tell you about important information that was recently
mailed to Security 65, MedigapSecurity and 65 Special members.

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complete archive available

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FBP Is Proud To Work With The Following Carriers:

Independence Blue Cross AmeriHealth Horizon Aetna
Assurant Health United Concordia HealthAmerica HealthAssurance Dominion Dental