Flexible Benefits Plans, Inc. is a full-service wholesale brokerage firm located in Valley Forge, PA. Our main focus is helping our producer partners navigate the ever changing employee benefits landscape. We serve to support our broker community by providing comprehensive sales and support services, innovative benefit solutions and utilize our seventy years combined industry experience to assist our producers in bringing value to their clients. 

We differentiate ourselves by providing unparalleled client advisory services such as strategic planning, cost containment initiatives, industry updates, reform/legislation education and technology based HR systems coupled with a broad product portfolio and knowledgeable staff.

FBP is a designated level III General Agent with Independence Blue Cross and we currently administer a wide variety of groups ranging in size from two lives to large multi-state companies requiring sophisticated enrollment, communications and HR capabilities. In addition, we are also well versed in both the individual and Medicare markets.

We invite you to visit the various areas of FBP’s site to learn more about us and how our services, tools and resources can help you work more efficiently resulting in increased sales growth and greater client retention.

Current News

May 14, 2012
IBC eBulletin - Health care reform update: new proposed guidance on employer activities -

We are writing to provide you with an overview of recent notices
issued by the Department of Labor (DOL) and the Internal Revenue Service (IRS)regarding the proposed guidance for provisions of health care reform that impact employer activities. Additionally, we are sharing details about a new research fee that will be assessed to health insurers and employers sponsoring certain group health plans.
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May 11, 2012
Aetna brokers: We Are Going Green – What Does That Mean? - Remember to use eBusiness tools on Producer World®

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May 3, 2012
United Concordia - Will Health Care Reform Drive Parents to Drop Dental? - Some elements of the Affordable Care Act are yet to be clarified, which could have major impacts on the dental insurance industry. One such issue is that of "duplicative coverage." In short, the way the ACA is written now, medical plans offered outside the Exchange must include dental benefits for children. That means parents/guardians with a standalone dental policy could be covering their children on two policies ("duplicative coverage").
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April 24, 2012
IBC eBulletin - Important changes to IBC's individual plans - We want to let you know about two upcoming changes to our individual medically underwritten HMO and PPO products that will impact our members. The first change is that we are implementing a monthly rate increase for our individual medically underwritten HMO plans, effective July 1, 2012. Additionally, we are notifying members enrolled in our HMO and PPO products who have moved into a new age bracket about an adjustment to their premiums.
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April 24, 2012
IBC eBulletin - IBC is working to update small group invoices - We are aware that you have been receiving calls from your small group
customers about an error on their May invoice from Independence Blue Cross (IBC). This only applies to small groups with copayment plans and fewer than 50 contracts. We are writing to explain the reason for the error and to let you know that we are working to resolve this issue as quickly as possible.

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FBP Is Proud To Work With The Following Carriers:

Independence Blue Cross AmeriHealth Horizon Aetna
Assurant Health United Concordia HealthAmerica HealthAssurance Dominion Dental